Term of Use

[vc_row][vc_column][vc_column_text]Usage of Site Content

The choice of visiting our website is solely the individual’s decision. Any dispute over privacy is subject to this notice and our Terms of Service. This includes limitations on damages, arbitration of disputes, and the applicable law of state. If the visitors have any issues regarding the privacy policy, they should contact us at their best convenience. Our customer service representatives shall be most happy to assist them.

As our policies are subject to change without notice, it is recommended that the individuals go through the policy each time they visit the site.

The company gathers navigational information about where visitors go on the website connect and time to download pages. This information allows us to see which areas of and information about the technical efficiencies of our website and service (i.e. time to our website are most visited and helps us understand our customers better. This also helps us improve the quality of those sites which are lacking in some way or the other. Unless otherwise noted, all materials, including images, illustrations, designs, icons, photographs, written and other materials that are part of this site (collectively, the “Contents”) are copyrights, trademarks, trade dress and/or other intellectual property owned, controlled or licensed by FBNI.

The customers may download or copy the contents and other downloadable materials displayed on the site for their personal use only. No right, title or interest in any downloaded materials or software is transferred to the customer as a result of any such downloading or copying. The customer may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivatives, sell or participate in any sale or exploitation of the site, its content, or any related software.


All content that is included on this site, such as text, graphics, logos, button icons, images, digital downloads, data compilations, and software, is the property of FBNI or its content suppliers and protected by India and international copyright laws. The compilation of all content at this site is the exclusive property of this company and protected by India and international copyright laws. All software used at this site is the property of this company or its software suppliers and protected by India and international copyright laws. The trademark names used within our sites are the property of their respective companies or their subsidiaries and cannot be used in connection with any product or service that is not part of that company.

Modification & Severability of Site Policies

We suggest to all visitors to our site to review all other policies posted here. These policies also govern visits to our site. Only FBNI reserves the right to make changes to this site, to our policies, and to these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

Refund Policy

We guarantee a full refund in case a member is not awarded membership for any reasons. The refund can be claimed within 30 days of receiving the membership status.

Liability Limitation

Members agree that in no event shall FBNI be liable for any direct, indirect, incidental, consequential, special and exemplary damages, or any damages whatsoever, arising from the use, misuse, (or inability to use) or performance of this web site or services provided or offered by any means, even if the company has been advised of the possibility of such damages. Members further agree that in no event, shall any liability to FBNI as the result of the agreement, or other circumstances involving them and the FBNI exceeds the fee which has been paid up to the time during which any claim deriving liability may arise.

Privacy Policy

The information collected by FBNI includes each member’s name, e-mail and snail mail addresses phone number, and credit card number. This information is provided by the member while transacting online or when the client saves information with FBNI. We may also use the e-mail addresses or snail mail addresses we receive through our mailing system when comments, queries, etc. are sent to us. Our company may acquire names and e-mail or snail mail addresses from third parties for select mailings.

The information we collect is used in many ways. Our member service representatives may contact members via phone, snail-mail or e-mail if required. As a member, one might also receive updates regarding our site and services. In addition, we may also use the information to help FBNI improve its services.

Members can access their registered accounts on the website by signing in on our homepage. Once signed in, each client has access to the information he or she has already submitted to us.

Information of Consultants and Affiliates

Information shared by FBNI’s memberships, alliances, chapters, evaluation commission, etc. can be used by FBNI to be featured on its website and print collateral in good spirit. However, in case the affiliation no longer exists or on special request, featured information will be removed from the website within 15 days and from print collateral when the next printing batch of publications is scheduled.

Correspondence Fraud

You agree that FBNI is not liable for any correspondence from email address(es) other than the ones followed by our own domain i.e. “…@thefbni.com” or/and any toll free number that is not mentioned on our website. FBNI should not be held responsible for any damage(s) caused by such correspondence. We only take responsibility of any communication through email address(es) under our own domain name or/and via toll free number i.e. already mentioned on FBNI’s Website.


The logo, name, graphics and videos of FBNI and its products and services are the trademarks of FBNI. All other company names, brand names, trademarks and logos mentioned on this website are the property of their respective owners and do not constitute or imply endorsement, sponsorship or recommendation thereof by FBNI and do not constitute or imply endorsement, sponsorship or recommendation of FBNI by the respective trademark owner.